Reverse Mortgages

Welcome to Stellar Mortgage Corporation, where we specialize in helping homeowners aged 62 and older to access the equity in their homes through Reverse Mortgages. Our two decades of experience and multi-state licensing enable us to offer this specialized loan product with the expertise you can trust.

A reverse mortgage is a loan that allows homeowners to convert a portion of their home equity into cash, which can be received as a lump sum, monthly payments, or a line of credit. This financial tool is designed for seniors seeking to supplement their retirement income, manage unexpected expenses, or simply improve their quality of life during retirement—all without the obligation of a monthly mortgage payment.

Financial Flexibility: Use the funds as you see fit, from covering healthcare costs to home improvements or travel.

Stay in Your Home: Continue to live in your home and retain ownership as long as you comply with the loan terms.

Non-Recourse Loan: You will never owe more than the home's market value, and the debt is not passed to your heirs.

At Stellar Mortgage Corporation, we provide personalized consultations to ensure a reverse mortgage is the right fit for your financial goals. We guide you through the borrowing process, from understanding the implications to closing the loan with confidence.

Discover how a reverse mortgage can fit into your financial planning. Get in touch with our expert team for a no-obligation assessment and take the first step towards unlocking your home's potential today.