Mortgage Operations | Southampton, PA
As a Mortgage Processor, you will be expected to independently process and control each mortgage file from “the point of hand-off from Loan Partner” to closing. This includes handling correspondence directly with clients, Real Estate Agents, title companies, and insurance companies as well as closing.
Effective oral and written communication skills to ensure a smooth flow of information between the mortgage officer and the underwriter
Organizational skills to ensure mortgage files and closing documents are complete and simple to use
Multitasking skills to keep track of multiple loan applicants’ information at one time
Knowledge of mortgage financing to seek supporting information for applications and preparing documents
Understanding of banking and finance regulations needed to ensure compliance with federal and state laws
Analytical skills to evaluate credit histories and spot potential errors
Computer skills in using e-mail, spreadsheets, underwriting software, customer relationship management programs, and other software
Time management skills to comply with all deadlines
High school diploma or GED
2-3 years of mortgage processing experience
Collecting documents
Reviewing applications
Running credit reports
Ordering appraisals
Submitting applications to underwriter
Monitoring the process
Producing closing documents
Meeting deadlines